We strongly encourage everyone to contact PMRS between six months to a year before they retire to request a retirement estimate. The appropriate form and details about how to apply for the benefit will be provided with your estimate.

Your monthly retirement benefit is based on the contract that exists between your employer and PMRS. Each pension plan provides a certain benefit, but generally the longer you work and the higher your compensation, the greater your retirement benefit. Contact PMRS to request a retirement estimate between six months to a year prior to your retirement for a retirement estimate.

Early retirement is allowed in most plans, please refer with your employer or plan benefit summary. When retiring early, the monthly benefit is reduced each month the retirement takes place prior to normal retirement age.

If your retirement check does not reach you by the 10th business day of the month, you should contact PMRS.  Direct deposit of your retirement payments will allow you to avoid problems with mail delays.  To receive a direct deposit application, please contact us or download the form from our site.

You can request a benefit estimate to provide an estimated calculation of your retirement benefits. Please note, this is an estimate and may change due to individual circumstances before retirement. Contact us link to request a retirement estimate.